SINGLE PROPERTY RENTALS
Rates Starting at 6.1%*
Brylan Capital Funding Makes Term Loans Easy
Brylan Capital Funding Single Property Rental loans provide investors with a reliable funding source for cash flowing 1-4 family houses.
Quick and easy
Get term sheets fast.
Borrower-friendly loan options
Fixed rate and hybrid ARMs, up to 10-year IO periods, easy step down prepayment penalty options.
Flexible rates and terms
With common-sense underwriting and concierge service from our team of experts, you will always have the loan that works best for you.
Single Property Rental Terms
Term
30-year fixed, arm options available
Recourse
Full Recourse only
Loan Types
30-Year fixed rate mortgage (Fully Amortizing)
5/6, 7/6, 10/6 Hyrbid ARMs (Partial IO or Fully Amortizing)
Experience
not required
Loan Purpose
Purchase, rate-term refinance, or cash-out of a single rental property
Minimum Fico
660
Borrower Type
Entity required
Interest Rate
call for quote
Property Types
Single Family Residences (SFR)
2-4 unit properties
Warrantable condos
Townhomes
PUD
Vacancy Maximum
purchases only or leased within 30 days
Rural Properties
not permitted
Foreign Nationals
not allowed from ineligible country list
Lease Requirements
Leased Units: Lower of (i) In-Place Rent & (ii) Market Rent
Unleased Units: 90% of Market Rent (Purchase Loans only)
Maximum Loan To Cost
If Owned < 3 months, 80% of Total Cost Basis
Minimum Loan Amount
$75k - $2MM
Maximum loan-to-value (ltv)
up to 80% on purchase and rate & term. Up to 75% on cash-out
Property Or Unit Acquisition Minimum
1 property per loan
Minimum Debt Service Coverage Ratio (Gross Rent/Pitia)
1.10x
Seasoning Requirement (To use value vs. Cost basis)
180 days
4.0 K+
lenders
44
US states
$10.0 B+
in funded loans
Loans for Professional Residential
Real Estate Investors
Working with Brylan Capital Funding is as easy as 1-2-3
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After you receive your login, you will be able to submit deals directly through our online portal.
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Quick approval while you’re already submitting deals.
WE FUND YOUR DEALS
Our relationship managers will get your deals funded fast!
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